ERSTE BANK POLSKA

Opening an account with ERSTE BANK POLSKA (Poland)

Cost for the private persons from 600

Cost for the legal entities from 2000

Opening Term: 2 weeks

Remotely: yes

In 2026, the Polish financial market underwent a significant transformation - the well-known Santander Bank Polska officially became part of the Erste Group, changing its name to Erste Bank Polska. For Maira Consult's clients, this opened a unique access to Austrian capitalization standards and innovative products of one of the oldest banks in Europe.

Erste Bank in Poland is not just a change of signboard. It is an integration into a powerful financial network covering the whole of Central and Eastern Europe.

If you are planning to open a bank account in Poland, Erste Bank will become your reliable partner for storing assets and conducting international transactions.

Why does business choose Erste Bank Polska?

The entry of such a giant as Erste has greatly simplified the opening of a corporate account in Poland for international companies and the IT sector. The bank offers:

  1. The highest level of security: As part of an Austrian group, the bank is subject to strict EU directives, which guarantees deposit protection and stability of operations.
  2. Innovative George banking: Each client has access to an advanced online banking platform that allows them to manage their accounts, foreign exchange transactions and deposits in real time.
  3. Loyalty to non-residents: Unlike many other institutions, Erste Bank in Poland has developed special verification protocols (KYC) that allow a foreigner or a foreign company to open an account with the right documents.
  4. Multi-currency service: You can conduct business in PLN, EUR, USD, GBP and other currencies using favorable rates of the bank's internal exchange.

The process of opening an account in a Polish bank after Santander's rebranding has become more formalized. The bank is meticulous in analyzing the business model and sources of funds.

What is the cost of opening a personal account with Erste Bank?

  • Opening a personal account with the Polish bank Erste Bank - 600 EUR
  • Opening a personal account with Erste Bank on a turnkey basis - 1100 EUR. The cost includes obtaining a residence permit and PESEL.

We help our clients:

  • Pass a complex Compliance check procedure without delays.
  • Ensure that all necessary identification documents are available.
  • Open an account in Poland for individuals and complex business structures (Sp. z o.o, branches, holdings).

Opening an account in Poland with Erste Bank Polska is a step towards financial freedom within the European Union. While the market is getting used to the new conditions after the rebranding, we already have proven opening mechanisms that work for your result.

ERSTE BANK POLSKA advantages

1

Possibility of opening an account for foreign companies

2

Stable banking system in Poland

3

Convenient online banking, support for EUR, PLN, USD and other currencies

4

Ideal solution for IT companies, e-commerce, consulting and trading structures

5

Personal account for Ukrainians

General Information

Types of accounts

Business account in Poland for companies (Sp. z o.o., non-residents, holdings) and personal accounts for Ukrainians.

Personal visit

To open a personal account, a personal visit to Poland is required. The solutions for account opening through a power of attorney are available for corporate accounts.

Service rates

The cost of maintaining an account in a Polish bank depends on type of account (business/personal), number of transactions, currencies. Approximately: 1. account opening: from 0 to 300 EUR; 2. monthly maintenance: from 10 to 50 EUR; 3. SEPA payments: from 0 to 5 EUR.

Useful information

Official website: www.erste.pl

Stages of account opening

01

Preparation of documents

We create an individual package of documents (passport, PESEL, for business - all corporate documents and extracts from the register no older than 3 months).

02

Analysis of documents

Our lawyers check the documents for compliance with Erste Bank requirements for 100% success.

03

Submission of documents

Submission of all documents for opening an account with Erste Bank.

04

Passing verification

Client identification at the bank branch.

05

Compliance Check

The bank analyzes the business model, transactions and beneficiaries.

06

Account opening

Obtaining an IBAN, access to online banking and full account launch.

Answers to the Most Common Questions:

For individuals, you must provide: - High-quality scan copy or photo of the international passport; - High-quality scan copy or photo of the internal passport; - Additional identity document (ID card or driver's license); - PESEL.
You can open a personal account in the Polish bank Erste Bank only during a personal meeting at a bank branch.
A personal account is activated within 1-2 business days after signing the documents in the bank. The final decision is made by the bank office after entering your data into the system. A corporate account is opened within 2-4 weeks.
Yes, for non-resident legal entities, a remote opening procedure is provided. We take care of the preparation of statutory documents, translations and communication with the compliance department of Erste Bank without the need for you to come to Poland.
The bank pays attention to the transparency of the company's structure, the presence of real activity (substance) and a confirmed source of income of the beneficiaries. Our lawyers will conduct a Pre-check of your company before submission to minimize the risk of rejection.
Polish banks require proof of the legality of the cash origin. You will need: - Bank statement of withdrawal in Ukraine; - Customs declaration from the border; - A sworn translation of these documents into Polish.
Opening a personal account with Erste Bank - 1100 EUR. This is a comprehensive turnkey solution that includes: - Accompaniment of a lawyer to the Municipality for obtaining a PESEL; - Providing a lease agreement for obtaining a residence permit (meldunk) is a mandatory requirement of the bank; - Assistance in purchasing and registering a Polish SIM card; - Accompanying you to the bank branch to sign application forms and undergo an interview.
Entrepreneurs who want to open an account in Poland; Owners of Sp. z o.o. companies, IT and online businesses; International companies; Individuals to work in the EU.
This is the same bank, but after a complete transition to the Erste Group, it operates under the new brand Erste Bank Polska.

Other banks in this region

Bank NameCost from (EUR)
MILLENNIUM BANK2000
PKO BANK2000
BNP PARIBAS BANK2000
SANTANDER BANK2000

Our Contacts

Client Relations Department

+380 73 427-66-30

Address

Kyiv, 01054, Ukraine,

40B Ivan Franko St., office 207

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International Law Company Maira Consult