ERSTE BANK POLSKA

Opening an account at ERSTE BANK POLSKA (Poland)

Cost for the private persons from 600€

Cost for the legal entities from 2000€

Opening Term: 2 weeks

Remotely: yes

Erste Bank Polska is a Polish bank that serves private clients, entrepreneurs, and companies. For businesses, current and foreign currency accounts are available, including in EUR, USD, GBP, and other currencies.

On April 24, 2026, Santander Bank Polska S.A. officially changed its name to Erste Bank Polska S.A. Therefore, queries such as "opening an account with Santander Bank Polska," "account with Santander Bank," "Santander Bank Polska for non-residents," and "account with a Polish bank" now refer to the bank operating under the name Erste Bank Polska.

The bank reviews applications from private clients and companies taking into account their status, residency, activity, ownership structure, and the nature of planned transactions. For foreign companies, when opening a corporate account in Poland, it is important to prepare confirmation of genuine business activity and economic ties with Poland.

Opening an account with Erste Bank Polska for non-residents

Maira Consult supports the opening of personal and corporate accounts with Erste Bank Polska for non-residents. We help prepare the necessary documents, compile information about the client's activity, and provide support throughout the bank's KYC/Compliance review.

For foreign companies, we analyze the business structure, activity, counterparties, and connection to Poland before submitting the application. For private clients, we help prepare documents and complete the identification procedure in accordance with the bank's requirements.

Cost of opening a personal account with Erste Bank Polska

For private clients, Maira Consult offers support in opening a personal account with the Polish bank Erste Bank Polska:

  • Opening a personal account: EUR 600.

  • Turnkey opening of a personal account: EUR 1,100, including support with obtaining a PESEL number and confirmation of residential address.

Maira Consult helps prepare the necessary documents, arranges the identification process, and supports the client throughout the bank's Compliance review.

This service is also available to private non-resident clients who need a personal account in Poland. The specific set of documents and the account opening procedure are determined based on the client's situation and the bank's requirements.

For questions about opening a personal or corporate account with Erste Bank Polska, contact Maira Consult. We will help assess the possibility of opening an account and prepare the necessary set of documents.

ERSTE BANK POLSKA advantages

1

Possibility of opening an account for foreign companies

2

Stable banking system of Poland

3

Convenient online banking, support for EUR, PLN, USD and other currencies

4

Ideal solution for IT companies, e-commerce, consulting, and trading structures

5

Personal account for Ukrainians

General Information

Types of accounts

Corporate accounts for companies and personal accounts for private clients, including non-residents.

Personal visit

To open a personal account, a personal visit to Poland is required.

For corporate clients, the identification format is determined by the bank depending on the company's structure and the account opening procedure.

Service rates

The cost of banking services at a Polish bank depends on the type of account, the service package, the number of transactions, and the currencies used.

Approximately:

  1. account opening: from 0 to 300 EUR;
  2. monthly maintenance: from 10 to 50 EUR;
  3. SEPA payments: from 0 to 5 EUR.

Current rates are determined according to the current tariff of Erste Bank Polska.

Useful information

Official website: www.erste.pl

Stages of account opening

01

Preparation of documents

We prepare a package of documents for opening an account at Erste Bank Polska, taking into account the client's profile, residency, and the bank's requirements.

02

Analysis of documents

We check corporate documents, ownership structure, company activity, and future transactions for opening a corporate account in Poland.

03

Submission of documents

We submit an application to open an account at Erste Bank Polska for a non-resident and provide the bank with the necessary information about the client and its activities.

04

Passing verification

We accompany the client during identification and the KYC/Compliance procedure in accordance with the requirements of Erste Bank Polska.

05

Compliance Check

The bank analyzes the client's activity, ownership structure, beneficiaries, sources of funds, counterparties, and planned transactions.

06

Account opening

After a positive decision by the bank, a corporate or personal account is opened in Poland, and the client receives account details and access to banking services.

Answers to the Most Common Questions:

Individuals must provide: - A quality scan copy or photo of the international passport; - A quality scan copy or photo of the internal passport; - An additional identity document (ID card or driver's license); - PESEL.
Yes, the bank serves private and corporate clients, including non-residents. The possibility of opening an account and the list of required documents depend on the client's status, activity, and the bank's requirements.
A foreign company can apply to open a corporate account; however, the bank individually assesses the company's activity, ownership structure, countries of operation, and the business's connection with Poland.
For a non-resident company, it is important to be able to confirm a real economic connection with Poland. This can include Polish clients or counterparties, suppliers, an office, employees, a warehouse, or other documents confirming activity in Poland.
The bank pays attention to the transparency of the company's structure, the presence of real activity (substance), and a confirmed source of income for the beneficiaries. Our lawyers conduct a pre-check of your company before submission to minimize the risk of refusal.
Polish banks require confirmation of the legal origin of cash. You will need: - A bank statement of the cash withdrawal in Ukraine; - A customs declaration from the border; - A sworn translation of these documents into Polish.
Opening a personal account at Erste Bank costs 1,100 EUR. This is a comprehensive turnkey solution that includes: - Lawyer accompaniment to the Municipality for obtaining a PESEL; - Providing a lease agreement to obtain registration (meldunek), a mandatory bank requirement; - Assistance with purchasing and registering a Polish SIM card; - Accompaniment to the bank branch for filling out forms and completing the interview.
Yes. On April 24, 2026, Santander Bank Polska S.A. officially changed its name to Erste Bank Polska S.A. Therefore, information about opening an account at Santander Bank Polska is now relevant under the name Erste Bank Polska.
Yes, Erste Bank Polska serves private clients. Separate requirements regarding documents and identification apply to non-residents.
Erste Bank Polska offers corporate current and foreign currency accounts. Accounts in various currencies are available for business, including PLN, EUR, USD, and GBP.
Yes. Maira Consult supports the preparation of documents, submission of the application, and communication with the bank during the KYC/Compliance check. The final decision on opening an account is made by the bank.

Other banks in this region

Bank NameCost from (EUR)
PKO BANK2000
BNP PARIBAS BANK2000
SANTANDER BANK2000
MILLENNIUM BANK2000

Our Contacts

Phone

+380 97 527-66-30

Client Relations Department

+380 73 427-66-30

Email

[email protected]

Address

Kyiv, 01054, Ukraine,

40B Ivan Franko St., office 207

Legal information

MAIRA LLC

EDRPOU code: 38202700

Jurisdiction: Ukraine

Working hours

Monday – Friday: 09:00 – 18:00

Saturday – Sunday: closed

We respond to inquiries within 15–30 minutes during working hours

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International Law Company Maira Consult