PKO BANK

Opening an account with PKO BANK (Poland)

Cost for the private persons from 600

Cost for the legal entities from 1600

Opening Term: 3 - 5 working days

Remotely: yes

Open a personal account in Poland from 600 EUR

Open a corporate account in Poland from 1600 EUR

The Polish bank PKO was founded in 1919 as a postal bank with branches throughout the country. Today, PKO Bank Polski SA is the undisputed leader in the financial market of Poland, providing the widest possible range of account services. PKO Bank successfully opens accounts for non-residents. It is possible to open an account in the Polish bank PKO for a Ukrainian in 1 day. To open an account in Poland, your visit to the bank is required only to sign bank forms and pass identification. 

It is possible to open an account in Poland for a foreign company if the company has a tax number. The main requirement for a non-resident company to successfully open an account with PKO Bank is to have a connection with Poland. For example, actual counterparties in Poland, employees, an office or warehouse in Poland, etc. It is not possible to open an offshore account. In order to open an account with PKO Bank in Poland for an individual, you need to provide the bank with a PESEL (Polish identification number).

The main advantage of opening an account with a Polish bank PKO is the ability to receive an acceptance from the bank on the basis of documents in English (without translation into Polish). After receiving the acceptance, in order to open an account with PKO, the bank must be provided with documents with a certified translation into Polish.  

Opening an account with the Polish bank PKO Bank is:

  • Fast account opening (personal account in 1 day)
  • Low rates and loyal attitude to customers
  • Mobile application for account management
  • Transfers in USD, EUR currencies
  • Possibility of lending and working with letters of credit

The procedure for opening an account in Poland is individual for each client. The term for opening an account with PKO Bank from the moment of signing the application form in a bank branch is 1 - 2 business days (for an individual) or 2-5 business days (for a legal entity).

PKO Bank adheres to the principle of ‘know your customer’ and in each case reserves the right to request additional documents, which will lead to an increase in the time for opening an account, and may also refuse to open an account without giving any reason.

Maira Consult specialists know how to open a bank account in Poland. We can also help you open a company in Poland and obtain a PESEL. 

PKO BANK advantages

1

Low service fees

2

Opening a personal account in 1 business day

3

Translation of documents into Polish is provided after bank acceptance

4

Opening accounts for foreign companies

5

Mobile application for account management

General Information

Types of accounts

Personal and corporate accounts.

Personal visit

A personal visit to a bank branch in Warsaw is required. There is a remote account opening procedure in Poland for non-residents.

Service rates

Bank fee for opening an account in Polish bank PKO - 2500 PLN (for legal entities). Account maintenance - 120 PLN per month (for legal entities). Bank fee for indivaduals - upon request.

Useful information

www.pkobp.pl

Stages of account opening

01

Preparation of documents

To open an account with Polish bank PKO you need to fill out our questionnaire and provide us with information about your activities and counterparties. Along with the questionnaire you need to provide corporate documents of the company (for legal entities) and personal identification documents (for individuals).

02

Analysis of documents

Our specialists analyze the information and documents provided, fill out the PKO Bank forms.

03

Submission of documents

We send the ready-made package of documents for opening an account with PKO Bank for bank manager review. Acceptance from the bank can be obtained on the basis of documents in English (without translation into Polish).

04

Passing verification

The director (for a legal entity) or an individual are verified at the bank's branch in Warsaw and signs bank forms. During a personal meeting, the bank is provided with corporate documents (for a legal entity) and identification documents (for an individual) with translation into Polish. There is a remote procedure for opening an account in Polish bank for non-residents by signing and certifying documents at the Polish embassy.

05

Compliance Check

At this stage, PKO Bank checks the client and may request additional information about the activity and source of funds.

06

Account opening

After opening an account with PKO Bank the manager sends bank details to the client. To install the bank's mobile application, you need to have a Polish SIM card.

Answers to the Most Common Questions:

To open an account in a foreign bank or payment system, please contact the specialists of Maira Consult, who have many years of experience working with foreign banks and payment systems.
The standard term for opening an account in a foreign bank is 2-4 weeks, if all the necessary documents were provided to the bank and identification was completed. Opening an account in the payment system can be done in 2 weeks.
Please contact Maira Consult for a free consultation, to learn more about the requirements of opening an account in a foreign bank or payment system.

Our Contacts

Client Relations Department

+380 73 427-66-30

Address

Kyiv, 01054, Ukraine,

40B Ivan Franko St., office 207

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