Opening an account in the Bivial payment system
Cost for the private persons from 400€
Cost for the legal entities from 600€
Opening Term: 4 weeks
Remotely: yes
Cost for the private persons from 400€
Cost for the legal entities from 600€
Opening Term: 4 weeks
Remotely: yes
Bivial is a modern Swiss payment system and a licensed financial institution under the supervision of FINMA that specializes in opening corporate multi-currency accounts for international business. The service combines Swiss reliability, fast online onboarding, and flexibility in working with various business models, including IT, e-commerce, service companies, and certain high-risk sectors.
The Bivial payment system accepts customers after a deep AML check.
Maira Consult accompanies clients at all stages of opening an account with Bivial: we prepare a KYC package, a description of the business model, ownership structure, conduct a preliminary AML analysis, respond to compliance requests, and ensure a full dialogue with the financial institution until the IBAN is issued. Thanks to the experience of working with Bivial, we increase the chances of successful account opening and minimize the time of the verification process.
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Swiss FINMA license
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Multi-currency B2B accounts
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Support for high-risk sectors
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Fully remote opening
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European reputation and reliability
Bivial opens only corporate accounts (B2B): for companies from the EU, the UK and other clean jurisdictions; for high-risk models within the framework of Bivial's risk policy; for entities with international operations and the need for a Swiss account. A personal account can be opened for the company's director and shareholder.
No. Opening an account with Bivial is completely remote. Identification and verification are carried out online, via video-KYC.
Opening an account - 500 - 1500 CHF (depending on the risk of the business). Monthly maintenance - 75 CHF / month. Incoming/outgoing payments 0.15% - 0.75% depending on the riskiness
The website of the Bivial payment system is www.bivial.com
We prepare a complete KYC package for submission to the Swiss payment system Bivial: corporate documents, passports and proof of address of the UBO, ownership structure, detailed description of activities, source of funds/wealth, and geography of future payments. At this stage, it is important to demonstrate a transparent business model in order to increase the chances of successfully opening a corporate account.
Maira Consult lawyers conduct a preliminary audit and verify the compliance of files with Swiss AML/KYC requirements and Bivial's risk policy.
After approval, the package is submitted via a secure channel to the Bivial payment platform. Bivial payment system specialists open a company profile, record key business data and forward the dossier to the Compliance & Due Diligence department.
UBOs and directors undergo remote video identification, where their personal data and country of residence are verified. At this stage, Bivial clarifies the business model, customer segment, partners, types of operations, and recipient countries.The final stage includes in-depth due diligence: AML screening and risk assessment; checking for sanctions lists; analysis of negative media (Adverse Media Check); confirmation of business structure and legality of income sources.
The final stage includes in-depth due diligence: AML screening and risk assessment; sanctions list checks; adverse media check; confirmation of business structure and legality of income sources. Bivial Compliance may request additional documents regarding the company or UBO — we accompany the client every step of the way and promptly prepare responses.
After a positive decision from the payment system, the client receives IBAN details in EUR/CHF/USD; access to online banking and account management; the ability to send and receive payments via SEPA and SWIFT; connection of the FX module (1.5%) and OTC-Desk for large currency transactions; a full-fledged infrastructure for international B2B payments.
Phone
+380 97 527-66-30Client Relations Department
+380 73 427-66-30Address
Kyiv, 01054, Ukraine,
40B Ivan Franko St., office 207
